Redeem Vancity Rewards points to get cash back

Get $1 in cash back for every 100 points redeemed. Put money towards your enviro Visa* card account balance, save for retirement, or pay off a recent purchase, and more. Explore flexible options below.

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enviro Visa card account balance payment

Redeem points to make a payment towards your enviro Visa card account balance.

Lower your enviro Visa card balance. Starting at 5,000 points ($50 rewards value).

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Pay off a recent purchase

Redeem points for cash back to cover a recent purchase made with your enviro Visa card.

New sweater or groceries? Redeem points for cash back to cover a recent purchase made with your enviro Visa card. Starting at 2,000 points ($20 rewards value).


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Make a deposit to your chequing or savings account

Redeem points to your chequing or savings account.

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Make a deposit to your personal Vancity chequing account. Starting at 5,000 points ($50 rewards value).

Contribute to your Jumpstart™ High Interest Savings Account. Starting at 5,000 points ($50 rewards value).

Make a deposit to your business Vancity chequing account. Starting at 5,000 points ($50 rewards value).

Contribute to your Business Jumpstart High Interest Savings Account. Starting at 5,000 points ($50 rewards value).

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Grow your TFSA and RRSP

Add to your retirement nest egg, your vacation fund, or anything else you’re saving for.

Earn interest, tax-free, in your TFSA Jumpstart High Interest Savings Account. Starting at 5,000 points ($50 rewards value).

Save money for your future in your RRSP Jumpstart High Interest Savings Account. Starting at 5,000 points ($50 rewards value).


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Term deposit investment

Redeem points towards your Vancity term deposit.

A flexible option for investing your savings. Starting at 50,000 points ($500 rewards value). Minimum investment 30 days.

Earn interest tax-free with a TFSA term deposit. Starting at 50,000 points ($500 rewards value). Minimum investment 30 days.

Earn interest and reduce your taxable income with a RRSP term deposit. Starting at 50,000 points ($500 rewards value). Minimum investment one year.

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Make a loan or mortgage payment

Make a payment towards your Vancity car loan, personal loan, or mortgage.

Make a payment towards your Vancity mortgage. Starting at 10,000 points ($100 rewards value).

Make a payment towards your Vancity car loan, RRSP loan, or personal loan. Starting at 10,000 points ($100 rewards value).


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Put money into your line of credit

Pay down your Vancity PersonalineTM or CreditlineTM.

Make a payment towards your Personaline or Creditline. Starting at 5,000 points ($50 rewards value).

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Invest online

Make investments through your Qtrade Direct Investing⁂ account.

Add a deposit to your Qtrade Direct Investing account to trade online. Starting at 50,000 points ($500 rewards value).


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Investment opportunities

Make investments with a Wealth Management professional.

Invest in mutual fundsΔ or other securities, starting at 50,000 points ($500 rewards value). Contact your branch Wealth Advisor, Wealth Planner or Wealth Relationship Manager.

Save for your child’s post-secondary education with an RESP investment Δ, starting at 50,000 points ($500 rewards value). Contact your branch Wealth Advisor, Wealth Planner or Wealth Relationship Manager.